Privacy Policy
Introduction
Hard To Insure is a trading name of Hard To Limited. Hard To is a registered trademark. We respect the privacy of visitors to our website and recognise that in order to provide an effective service we will need to collect certain information about our users.
This Privacy Policy sets out how Hard To Insure protects and manages any information that you provide to us when you complete any of our enquiry forms on this website.
We recognise our responsibility to treat your personal information with care and to comply with all relevant legislation, in particular the Data Protection Act 2018 and the EU General Data Protection Regulation (GDPR).
For the purposes of the General Data Protection Regulation (GDPR), the lawful basis upon which Hard To Insure processes your information is that of 'consent', in that you give your expressed consent for us to gather your personal information in order for us to submit your insurance quotation request to the relevant insurance suppliers and intermediaries, who will contact you directly regarding your insurance requirements (these suppliers and intermediaries could also be data controllers and where necessary will make available their own Data Protection Privacy Policies).
Data Controller
Hard To Limited is registered as a data controller in accordance with the Data Protection Act 1998. We will process your personal information/data for the purposes set out below.
The information we collect
In order to provide you with the service you require, we will collect personal information about you from our website, emails, written and verbal communications. This information will include, for example, your name, address and details that are relevant to the service and product in which you are interested. This information will then be passed on by email to a maximum of three FCA registered insurance suppliers or intermediaries that provide or supply the Type of Insurance that you select. Once the information has been delivered to the insurance suppliers or intermediaries they will contact you with a view to determining your insurance requirements . You can browse the Hard To Insure website without disclosing any information about yourself. If you wish to disclose any personal information on our site it is entirely optional and at your discretion.
Hard To Insure will not pass on your information or data for any other marketing purposes. Hard To Insure will also never contact you to market other products and services.
If you are are registering with us as a insurance broker, supplier, intermediary, financial advisor or agent we will collect information from you such as your name, phone number, email address, address and company details. This information may be made available to any user to whom you contact.
Your Rights
Under the legislation you have the following rights in relation to our processing of your personal information:
- The right to be informed about how we use your personal data (This Privacy Policy)
- The right to see a copy of the personal information we hold about you.
- The right to have personal information rectified if it is inaccurate or incomplete.
- The right of deletion or erasure of your personal information where there is no exact reason for its continued use.
- The right to restrict the use of your personal information in certain circumstances. For example, if the accuracy of the information is being disputed or contested.
- The right to object to the use of your personal information in certain circumstances including the purposes of direct marketing.
- The rights to information in relation to automated decision making and profiling.
Access to your personal information
You have the right to ask us to provide you with a copy of the personal information we hold about you and to have any inaccuracies corrected. Please address any requests in writing to Hard To Insure, 4 - 6 Aaron Road, Whittlesey, Peterborough, PE7 2EX or email us at info@hardto.co.uk .
Updating and correcting information
You may correct your personal information by emailing us at info@hardto.co.uk. Please include your name, address and/or email address when you contact us as this helps us to ensure that we accept amendments only from the correct person. We encourage you to promptly update your personal information if it changes.
Information about other people
If you provide information to us about any person other than yourself, you must be authorised to disclose it to us and you must have prior consent to its use on their behalf.
Complaints
If you have a complaint about how we use your personal information please contatct us at the address below. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at any time.
Contact Us
For further information on this Privacy Policy , to access your personal information or to exercise any of your other rights, please contact Hard To Insure, 4 - 6 Aaron Road, Whittlesey, Peterborough, PE7 2EX. You can also contact us via email at info@hardto.co.uk .
Cookies
This website uses cookies to monitor browsing preferences. It uses two types of cookies: 1) The four Google Analytics cookies: _utma, _utmb, _utmc and _utmz. These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Visit the following page for an overview of privacy at Google https://www.google.com/intl/en/policies/privacy/, 2) A session cookie used for logging in and displaying alerts
Security
Hard To Insure take the security of your personal information seriously. We keep all personal information on a secure server. When you visit our website we use SSL (Standard Sockets Layer) encryption technology to guard your information.
While we strive to protect your personal information, due to the nature of the internet we cannot guarantee the security of any information you transmit to us. With this in mind, we urge you to take every precaution to protect your personal information while you are online.
Other Websites
The Hard To Insure website contains links to other websites. This privacy policy only applies to this website so when you link to other websites you should read their own privacy policies.
Changes to this privacy policy
We aim to meet high standards and our policies and procedures are, therefore, constantly under review. From time to time we may change our privacy policy. Accordingly we recommend that you check this page periodically in order to review our current policy.
This Privacy Policy was last amended on 23 May 2018.
