'Hard To Insure...Help To Insure...Here To Insure'

Specialist Insurance for unoccupied or empty properties.

Including Short term cover for periods of 3, 6, or 9 months.

Quotes can also be provided for properties being renovated, awaiting probate or in the process of being sold.

To find out more about unoccupied/empty property insurance please see the information at the bottom of the page.

If you would like a specific quote for your home or a property you are responsible for then please complete the form below or request a callback. 


* = Required field

Quotation Request Form

About You

About Unoccupied House Insurance 

There are certain reasons as to why a homeowner's property may be vacant or unoccupied for a period of 30 days or more. It maybe that the home is:-

1. undergoing major renovation or refurbishment

2. awaiting probate.

3. in the process of being sold.

4. in the process of being occupied - ie for let.

5. unoccupied due to the homeowner being absent for long periods - ie due to them having a second or holiday home.


If a property is unoccupied for one of the reasons above the homeowner will most likely require specific Unoccupied House Insurance.


Benefits of Unoccupied House Insurance

1. Flexible period insurance policies - the home owner may only require cover for either 3, 6, 9 or 12 months (in some cases this can be extended to 18 months if required).

2. Protect your property against damage caused by water or subsidence.

3. Contents cover from a minimum of £1,000 up to a maximum of £25,000.

4. Property Owners Liability cover up to £5,000,000.

5. 3 differing levels of cover based on the home owners specific requirements .

Please note there are certain conditions and exclusions relating to Unoccupied House Insurance

The property requiring unoccupied house insurance must:-

1. be in a good state of repair and not boarded up.

2. have window locks and five-lever mortise deadlocks.

3. not have major building works being carried out - e.g structural repairs, extensions etc.

Any damaged caused by a contractor will be excluded.


Simply complete the quotation form above or call 01733 202571.

Free to use. Good old-fashioned service.

SSL Cerficate Authority
Request a free callback