Electrical/Alarm/CCTV Contractors Insurance
When looking to purchase insurance for your business you may need to consider the following:-
Efficacy Risk
Efficacy insurance covers a business against an item or products' failure to perform an intended function or task. If you are involved in the supply or installation of performance critical products, for example fire alarms, then you should consider this type of insurance cover.
Public and Products Liability
Although not a legal requirement, it is unlikely anyone will allow you to work on their property unless you have this cover. Should you cause damage or injury to a member of the public in the course of your business activities this insurance will protect you.
Employers Liability
This is a legal requirement if you employ people. This applies to permanent, contracted and casual labour. This cover will protect you from claims made by people you employ. Failure to carry this type of insurance can result in very heavy fines.
Professional Indemnity
If you give advice or prepare a design or specification for a customer, for which you charge them a fee, you should have this type of insurance cover. Your customer could potentially suffer a financial loss as a result of your recommendations and this type of policy will help protect you against such claims.
Other things to consider when looking insurance for Electrical Contractors
Working at height or depth. Working with heat. Working in hazardous locations.
Simply complete the quotation form above or call 01733 202571.
